KoverUI - Policy Admin System
Reimagine Insurance Operations with KoverUI
No-code, API-ready platform to configure, launch, and manage
insurance products—fast.
Faster Time to Market
Launch and update insurance products in days, not months—with full control over rates, rules, and distribution.
Integration-Ready & Intelligent
Seamlessly integrate with external systems and use AI to automate tasks like document extraction, quote generation, and decision support.
All-in-One Insurance Lifecycle
Manage policies, claims, FinOps, reporting, documents, and compliance in one platform.
Omnichannel Distribution
Distribute through broker portals, D2C websites, mobile apps, embedded APIs, and white-label solutions.

KoverUI is an end-to-end policy administration system that simplifies product lifecycle management and accelerates digital transformation. Build and modify personal, commercial, or specialty lines with configurable rates, underwriting rules, coverages, and endorsements. Streamline distribution with broker portals, self-service journeys, embedded APIs, and manage commissions, referral fees, and partner hierarchies effortlessly. Automate billing, accounting, collections, and reporting, with built-in BI tools and seamless integration to external systems. KoverUI also generates and manages quotes, policies, and certificates with secure, customisable document workflows.
Platform Capabilities
01 Policy Admin
Design, launch, and manage complex insurance products with ease. Handle endorsements, renewals, cancellations, and mid-term adjustments—all in one platform.
02 Claims
Streamline the full claims lifecycle from FNOL to settlement with intelligent workflows. Automate validations, manage assessors, and maintain compliance with built-in audit trails.
03 Accounting
Manage accounts receivable, payable, and trust accounting with integrated reconciliation and authorisation flows. Seamlessly connect with systems like Xero to keep your financials accurate and compliant.
04 CRM
Track client, broker, and partner interactions across the insurance lifecycle. Centralise communication, improve engagement, and personalise the customer experience.
05 Reporting
Access real-time dashboards and custom reports to monitor performance, compliance, and profitability. Export data easily for internal teams, partners, or regulatory bodies.
06 Document Management
Store, generate, and manage proposal forms, PDS, quotes, invoices, and more. Automate document workflows and ensure secure, version-controlled access.
07 Distribution Channel
Distribute your products across broker portals, D2C platforms, white-label solutions, embedded APIs, and mobile apps. Control access, pricing, and branding from a single interface.
08 API Integrations
Connect instantly with external systems—CRMs, accounting platforms, rating engines, and payment gateways. KoverUI’s API-first design ensures seamless data flow across your insurance ecosystem.
09 AI Intelligence
Enhance decision-making and automation across the platform with iDA, your built-in AI assistant. iDA reads, compares, and summarises documents, auto-generates quotes, and streamlines renewals—reducing manual effort and boosting efficiency.
What Our Customers Say :

We needed an underwriting platform for our niche insurance product launch. While others proposed lengthy development timelines, EnsurTek delivered a testable version in just one week. Their speed and expertise are exceptional!